A Dynamics freelancer is a person who sells Dynamics services to
different clients without a long-term commitment to any of them,
rather than being employed by them.
In the Dynamics world many freelancers find their projects using
recruiters or via the Microsoft Dynamics Partners, rather than
working directly for the end-users.
But most freelancers will be more than happy to work directly
for the end-users. Freelancers are insured just as other companies,
so there is no risk in hiring a freelancer.